LEXINGTON BLUE
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Terms & Conditions

Please read these terms carefully before using our services.

Last Updated: May 10, 2026

These Terms and Conditions ("Terms") govern your use of the LEXINGTON BLUE INC website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.

1. Acceptance of Terms

By accessing our website or engaging our services, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. We reserve the right to modify these Terms at any time, and such modifications will be effective immediately upon posting. Your continued use of our services constitutes acceptance of the modified Terms.

2. Use of Services

You agree to use our website and services only for lawful purposes and in accordance with these Terms. You agree not to:

  • Violate any applicable local, state, national, or international law
  • Transmit any material that is defamatory, offensive, or otherwise objectionable
  • Impersonate or attempt to impersonate LEXINGTON BLUE INC, our employees, or any other person or entity
  • Engage in any conduct that restricts or inhibits anyone's use or enjoyment of our services
  • Use any automated system to access our services without our express written permission

3. Financial Services Disclaimer

The information provided on our website is for informational purposes only and does not constitute financial, investment, or legal advice. LEXINGTON BLUE INC provides direct business lending services subject to creditworthiness evaluation, underwriting standards, and approval processes.

All financing is subject to approval. Terms, rates, and availability may vary based on creditworthiness, collateral, business performance, and other factors. We reserve the right to decline any application or modify terms based on our underwriting criteria.

4. SMS Terms & Conditions

SMS/Text Messaging Program: By opting in to receive SMS/MMS messages from LEXINGTON BLUE INC, you consent to receive recurring marketing and promotional messages sent via an automated telephone dialing system (ATDS) to the mobile number you provide.

Message Frequency: Message frequency varies. You may receive up to 4 messages per month, depending on your interaction with our services and active promotional campaigns.

Message and Data Rates: Message and data rates may apply. Standard messaging rates from your wireless carrier will apply to all SMS/MMS messages sent and received.

Opt-Out Instructions: You may opt out of receiving text messages at any time by replying STOP to any message. After sending STOP, you will receive one final confirmation message indicating that you have been unsubscribed. You will not receive any further messages unless you re-opt-in.

Help Instructions: Reply HELP to any message for assistance, or contact us at contact@lexington-blue.com.

No Condition of Purchase: Consent is NOT a condition of purchase. You may access our services without opting in to SMS communications.

Supported Carriers: This service is available on most major U.S. carriers. Message delivery is subject to your carrier's terms and conditions and network availability.

5. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of LEXINGTON BLUE INC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

6. User Accounts

If you create an account on our website or client portal, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

7. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by LEXINGTON BLUE INC. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that we shall not be liable for any damage or loss caused by your use of any third-party website.

8. Limitation of Liability

To the fullest extent permitted by law, LEXINGTON BLUE INC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

  • Your use or inability to use our services
  • Any unauthorized access to or use of our servers and/or any personal information stored therein
  • Any interruption or cessation of transmission to or from our services
  • Any bugs, viruses, or other harmful code transmitted through our services by any third party

9. Indemnification

You agree to indemnify, defend, and hold harmless LEXINGTON BLUE INC, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of our services, your violation of these Terms, or your violation of any rights of another party.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Kentucky, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the courts located in Lexington, Kentucky.

11. Severability

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

12. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and LEXINGTON BLUE INC regarding your use of our services and supersede any prior agreements or understandings.

13. Contact Information

If you have any questions about these Terms, please contact us:

LEXINGTON BLUE INC
287 Pasadena Drive
Lexington, KY 40503
Email: contact@lexington-blue.com

LEXINGTON BLUE INC

Direct business lending solutions built on Kentucky values: integrity, precision, and partnership.

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